:root{--navy:#102d52;--navy2:#173b67;--gold:#f5b754;--ink:#162235;--muted:#627086;--bg:#f7f8fb;--line:#e5e9f0;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}
.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.navin{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo img{display:block;width:155px;height:auto}.links{display:flex;gap:26px;align-items:center}.links a{color:#4d596c;text-decoration:none;font-size:13px;font-weight:700}.links a:hover{color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border:0;cursor:pointer;padding:12px 19px;border-radius:11px;font-weight:800;font-size:13px}.btn.gold{background:var(--gold);color:#172235}.btn.blue{background:var(--navy2);color:white}.btn.outline{border:1px solid #d8dee8;color:var(--navy);background:white}
.hero-lite{background:linear-gradient(135deg,var(--navy),#1c4c80);color:white;padding:56px 0 58px}.eyebrow{color:var(--gold);font-size:12px;font-weight:900;letter-spacing:1.6px;text-transform:uppercase}.hero-lite h1{font-size:clamp(34px,5vw,56px);line-height:1.03;letter-spacing:-2px;max-width:820px;margin:15px 0}.hero-lite p{max-width:700px;font-size:16px;color:#dce6f4}.section{padding:60px 0;background:white}.section.alt{background:var(--bg)}.section h2{font-size:clamp(26px,3.2vw,38px);line-height:1.1;letter-spacing:-1.4px;margin:10px 0 18px}.lead{max-width:760px;color:var(--muted);font-size:16px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}.card{background:white;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 12px 30px rgba(16,45,82,.05)}.card .num{color:var(--gold);font-weight:900;font-size:14px}.card h3{margin:9px 0;font-size:18px}.card p{margin:0;color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}.list{padding:0;margin:24px 0;list-style:none}.list li{padding:12px 0;border-bottom:1px solid var(--line);font-weight:650}.list li:before{content:"✓";color:#d99728;font-weight:900;margin-right:12px}.cta{padding:58px 0;background:var(--navy);color:white}.cta-box{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{font-size:34px;line-height:1.1;margin:10px 0}.cta p{color:#c7d3e4;max-width:680px}.footer{background:#0d213b;color:#d6dfec;padding:46px 0 20px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}.footer-logo img{width:190px;background:white;border-radius:4px;padding:4px}.footer h4{color:white;margin:0 0 12px}.footer a{display:block;color:#b7c4d6;text-decoration:none;margin:8px 0;font-size:13px}.footer a:hover{color:var(--gold)}.footer p{color:#b7c4d6;max-width:390px}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:18px;font-size:13px;display:flex;justify-content:space-between;gap:20px}.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field.full{grid-column:1/-1}.field label{display:block;font-size:13px;font-weight:800;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;border:1px solid #d8dee8;border-radius:10px;padding:11px 13px;font:inherit;color:var(--ink);background:white}.field textarea{min-height:125px;resize:vertical}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:18px 0}summary{font-weight:800;cursor:pointer;list-style:none}summary::-webkit-details-marker{display:none}details p{color:var(--muted);max-width:800px}.notice{padding:18px;border-radius:14px;background:#fff7e8;border:1px solid #f4d391;color:#6b5325}
@media(max-width:800px){.links{display:none}.grid{grid-template-columns:1fr}.split{grid-template-columns:1fr;gap:30px}.footer-grid{grid-template-columns:1fr 1fr}.cta-box{align-items:flex-start;flex-direction:column}.form{grid-template-columns:1fr}.field.full{grid-column:auto}.hero-lite{padding:56px 0}.footer-bottom{flex-direction:column}.navin{height:64px}.logo img{width:135px}}